We work with you on a personal level to determine the best solutions for your unique needs, then leverage our seasoned expertise to achieve the best possible results.


We are your trusted partner in success. Our firm is large enough to offer a full range of professional services at a fair price, but small enough to give you the individual attention that you deserve.


Rest assured that when a need arises, our firm is ready and capable to handle everything for you so you can focus on what matters most to you.

Team Profiles


ed & meWalter F. Pardo CWS®,PPC™

Walter Pardo became a Wealth advisor in 1991 and organized his first independent financial services firm in 2010, WFP Tax Partners and Wealth Financial Partners.  Since that time, he has focused his efforts on offering his clients a truly independent, private wealth management experience.

He is a Certified Wealth Strategist, with Series 7,66 and 63 licen
ses and holds active Life and Health Insurance licenses in New Jersey, New York, Illinois, Kansas and California (CA Insurance Lic# 0E05940.) Walter is a Member of Ed Slott Master Elite IRA Advisor Group.*  Mr. Pardo serves on the Circle of Hope of Imagine; A Center For Coping With Grief and Loss and is also very active in his community in Central New Jersey.


*Ed Slott’s Elite IRA Advisor Group is a private IRA study group of professional financial advisors.   Members meet twice throughout the year for an intensive three-day workshop and training session.

RJ VIRK, Certified Public Accountant – 

Senior Tax Consultant for WFP TAX Partners


rjHe is highly regarded for his knowledge of effective tax planning strategies and retirement distribution planning, being quoted in various publications including USA Today. He spends vast amounts of time learning tax, estate and retirement planning using IRAs and Trusts. RJ is currently completing his graduate studies at Harvard University. He is also a member of the New York State Society of CPAs, AICPA and Financial Planning Association of NY. He was recognized as one of top “40 under 40” by CPA Practice Advisor in 2015.



w.scott howell

W. Scott Howell, CPA

Scott is a Certified Public Accountant licensed to practice in New Jersey. He was a Revenue Agent with the Internal Revenue Service for over 39 years.
After a career of increasingly more challenging assignments Scott spent his last 14 years with the IRS as a Financial Products Specialist assigned to Team Audit cases examining some of the largest, most complex and diverse domestic and international companies in New Jersey. These examinations required him to give technical assistance on specific issues involving specialized knowledge of financial accounting and auditing, as well as advanced knowledge of tax law.

Scott’s particular expertise is in the area of Partnership taxation. Scott served as the Partnership Issue Specialist for New Jersey for a number of years while at IRS. He has assisted on both civil and criminal litigation and has testified as an expert witness in United States Tax Court. The last few years Scott has worked independently representing NJ taxpayers with regard to all manner of tax controversies at both the Federal and State level. Scott has lived in New Jersey native where he currently resides in Essex County with his wife Beth and their two sons Ryan and Dylan.